All posts tagged "Money"
Being good at saving money is because of genes not parenting, says study
photo by magnolia Good financial habits has always been perceived as something instilled by parents in their kids. But a study on The Origins of Savings Behavior by behavioral finance researchers Henrik Cronqvist and Stephan Siegel says...
- Posted April 23, 2017
Teaching kids about financial literacy
A couple of months ago, I picked up a pretty cool item from the liquidation shelf at a store: a large lidded glass jar featuring a coin slot and digital display– a bank that counted your money...
- Posted February 22, 2017
Setting limits with data and beyond
Ever feel like you spend half your time managing other family members’ behaviour, especially when it has to do with technology? Up until recently, every month, as the days drew closer to the end of our cell...
- Posted February 14, 2017
Unemployment insurance benefit
Q I’m contemplating quitting my job without another one in place. For how long can I claim Unemployment Insurance (失業保険shitsugyou hoken) benefits? As a rule of thumb, you are entitled to benefits starting on the 3rd month...
- Posted October 10, 2015
9-year old American kid earns $1M a year doing what he loves
The rise in popularity of social media has made everyone a content creator but you wouldn’t imagine a 9-year old kid has got what it takes to pull off a million dollar business out of what he...
- Posted June 2, 2015
Smarter phone plans
The national average of grade school kids using mobile phones surged from 44.1% in 2012 to 53.7% in 2014. Tokyo kids account for 65% of mobile device ownership. In Tokyo, the total number of subscribers as of...
- Posted April 9, 2015
Statistics reveal growing poverty rate in Japan linked to divorce
The number of Japan’s middle class is crumbling. The era of the once called strong Ichioku Sochuryu (One hundred Million middle class) is history. The result of the 2013 National Livelihood Survey in Japan is not looking...
- Posted December 17, 2014
Why is Japanese beef more expensive than US beef?
I thought I would cook a good steak for dinner so I went to a local supermarket to buy a cut. As I looked at the stacks of meat on the supermarket racks, I found out that...
- Posted November 4, 2014
How to get the best out of your Costco shopping experience
Supermarkets deliberately put their pricier products at very visible corners to get you to buy more goods. For families living from paycheck to paycheck, here are some tips to avoid going over your budget when shopping at...
- Posted September 3, 2014
Dip in the pool for 500 yen or less
The swimming season is upon us. If you’re put off by theme parks and hotel pool rates, here is a list of inexpensive swimming pools run by city wards. Check the one nearest you. Chiyoda ku Fujimi...
- Posted August 9, 2014
How to use a prepaid (E saifu) Visa card in Japan
A payment option for online purchases that has become increasingly popular in Japan for those without credit cards is E-Saifu Visa card. What is E-saifu? E saifu is a virtual prepaid card that works like a credit...
- Posted March 4, 2014
Which credit card in Japan offers the most value to user?
Do you want to make sweeping changes to your finances ahead of the consumption tax increase in April? If you’re starting off by saying goodbye to credit cards that offer no extra value but bills to pay...
- Posted February 18, 2014
Japanese preschooler donates his piggy bank savings to typhoon victims
According to the United Nations, typhoon-ravaged Tacloban city, Leyte, Philippines has recorded a death toll of 4,460 with the number still expected to rise as local and international disaster relief operations continue the search. Some bodies are...
- Posted December 17, 2013
Tokyo Mitsubishi UFJ banking rules change
If, at the end of the year, you find yourself complaining that you don’t have enough money as projected at the start of the year, you might want to review the bank charges taken out of your...
- Posted October 11, 2013
Spender or saver?: What this reveals about you
I was recently invited to be a guest on a local television show. The topic: personal debt and how it affects us and our relationships. The more I prepared for the interview, the more I realized how...
- Posted July 5, 2013
How I shaved off ¥9,000 a month from our electricity bill
Tokyo summer is here again with many households cranking up their air conditioners to beat the heat. Starting in September last year, TEPCO has been charging consumers in Japan 8.46% more on the use of electricity caused...
- Posted June 17, 2013
Do you have a retirement plan?
One in four of the working Japanese population are approaching or now past the age of mandatory retirement. The major sticky issue confronting Japan now is its graying society and increasing difficulty of the government to meet...
- Posted August 30, 2012
Till debt do us part
Seven years ago this month, I was the June bride with a big smile walking down the aisle to marry the person who was to become my ex husband. Like any other couple, our wish was simple...
- Posted May 31, 2012
Money and children
Money makes the world go 'round. For kids it's never too early to learn about finance; give them your two cents on the matter!
- Posted July 26, 2010
Generation debt: Hope for echo boomers in trouble
The children of Baby Boomers have many nicknames: Echo Boomers, the Millennial Generation and Generation Y. With birth dates ranging from 1978 and 1994, Generation Y makes up 60 million of America’s 300 million population. They’re demanding, technically...
- Posted March 31, 2010
Tips for leasing an office space in Tokyo
Now is the perfect time to establish or relocate your business in Japan. Rents are down, and a tiny bit of savvy, tempered with even a basic local market knowledge, make you as ready as you will ever...
- Posted October 31, 2009
Dos and don’ts on leasing a home in Japan
DOs Do your homework: Websites will give you a good idea of what may be on the market and sharing your findings with your agent will give him or her a good idea of what your requirements...
- Posted October 1, 2009
Tips for real-estate investors
Investing in real estate isn’t always a safe proposition. There are risks, but it can be a very good investment in terms of providing a steady cash flow and the tax benefits for Japan residents can be...
- Posted July 26, 2009
Summer fun for less
Let’s face it: summer’s not what it used to be. After an exhausting school year, you deserve to enjoy the season. Yet, the world’s in a pickle with money matters, and it surely is affecting Mom, Dad,...
- Posted June 29, 2009
How to get the most out of your real estate broker
Photo © Elena Derevstova Sounds like a loaded topic from the beginning, but most of the tips anyone can offer regarding motivating your broker, you may already know from the schoolyard or conversations at the Tokyo...
- Posted June 29, 2009
Starting from zero
Photo © Elena Derevstova OK, so you have just tied the knot and taken the steps to starting a family of your own. A few years into your working life, you probably have so many ideas about...
- Posted June 29, 2009
3 tips on buying property in Tokyo
1. Foreigners considering the purchase of a property in Tokyo would do well to first talk to a lender or mortgage broker to ascertain the budget and to get loan pre-approval. Lenders have become stricter due to...
- Posted May 30, 2009
Protecting your family and finances in challenging times
Photo © Elena Derevstova The global recession is hitting us all. There are few – if any – people I have spoken to recently who have not been touched. In the past few months alone we have...
- Posted March 30, 2009
Photo © Elena Derevstova As the global economy continues to flounder, now more than ever it’s a pertinent time to review professional and personal goals. Equally important is a financial plan which if achieved, will eliminate professional...
- Posted February 25, 2009
Photos © Elena Derevstova So what can one coin buy in these days of global economic meltdown? Plenty! Does a Japanese buck still have any bang left in it? Yes! If you have the time and...
- Posted February 1, 2009
Problem, fear, and solution
Depending on where you make your home as an expat, you may be pleasantly oblivious to North American news. But, like a bad case of malaria, the negative world of English news can come back and sucker...
- Posted January 27, 2009
Are my investments safe?
Photo © Elena Derevstova If you are like me you may have been contemplating passing the financial section of the news by in favour of sports. Grim does not seem to describe it. This year a depressing...
- Posted December 25, 2008
Money smart is child’s play
Teaching money-management skills to children is climbing the popularity polls, as more secondary schools begin to include it in their curricula and the big banks dedicate numerous web pages to it. Even celebrities have jumped on the...
- Posted November 29, 2008
Photo © Elena Derevstova Generally speaking, people find the topic of taxation extremely boring except when they find out that they are getting a refund. The sad news is that getting a tax refund means that you...
- Posted November 29, 2008
A good old-fashioned recession
The pace of the Titanic-like sinking of America’s financial infrastructure is moving at such a rapid clip that by the time you are reading this, it is likely that new tremors have already wiped out even more...
- Posted November 4, 2008
Don’t break the bank
Funding your child's education
- Posted August 4, 2008